Your Tria Card Does More Than You Think

The Tria card was built differently. It’s not a spending tool with a crypto wrapper. It’s the centre of an entire financial ecosystem. Wallet, card, yield, rewards, and identity all in one place. And every time you use it, that ecosystem works harder for you.

Here’s exactly what’s inside.

Three tiers. One ecosystem.

Tria has three membership tiers: Virtual, Signature, and Premium. Every tier starts from zero minimums, no hidden costs, and a self-custodial wallet. You pick what fits you, and upgrade as you go deeper.

Card type: Virtual card / PVC card + Virtual / Metal card + Virtual
Cashback: 1.5% / 4.5% / 6%
Earn (APY): Up to 6% / Up to 10% / Up to 15%
ATM withdrawals: Limited / Full access / Full access
Lounge access: Yes / Yes
Baggage delay coverage: $500/event / $500/event
Baggage loss coverage: $1,000/event / $1,000/event
Visa Luxury Hotel Collection: Yes / Yes
Visa Airport Companion: Yes / Yes

Every tier — including Virtual — includes self-custodial wallet and card, on-chain identities, spending across 1,000+ crypto assets, no withdrawal fees, $1M daily transaction limit, Apple and Google Pay, real-time alerts, 24/7 fraud monitoring, price protection up to $2,000/account, purchase protection up to $10,000/account, global auto rental insurance, and Visa Digital Concierge.

Spend any crypto, anywhere

The Tria card works at over 130 million merchants across 150+ countries, anywhere Visa is accepted.

What makes it different is what you load it with. Tria supports 1,000+ tokens. BTC, ETH, SOL, USDC, and hundreds more. Zero deposit fees on all of them. Zero Tria FX fees. You pick the asset. Tria handles the rest at the point of sale.

Apple Pay and Google Pay are both supported. So is the physical card: PVC on Signature, metal on Premium.

Cashback that compounds

Every purchase earns cashback: 1.5% on Virtual, 4.5% on Signature, 6% on Premium.

Unlike most cashback programs where a flat percentage hits your account and stops there, Tria’s cashback flows directly back into your self-custodial balance.

Spend. Earn cashback. Reinvest and grow.

It’s not a loyalty program. It’s a loop.

Earn up to 15% APY on idle assets

Your balance doesn’t have to sit still between purchases.

Tria’s Invest and Earn feature lets you put idle assets to work: up to 6% APY on Virtual, up to 10% on Signature, up to 15% on Premium. All audited, on-chain, self-custodial. No lockups. Paid directly to your balance.

Protection built in, across all tiers

Every Tria card comes with a layer of protection most people don’t expect from a crypto card.

Price Protection: If you find the same product cheaper within the coverage period, Tria covers the difference. Up to $2,000 per account across all tiers.

Purchase Protection: New items bought with your Tria card are covered against damage or theft for 180 days. Up to $10,000 per account across all tiers.

Auto Rental Insurance: Book and pay a car rental with your Tria card and you’re covered globally. Collision, theft, vandalism. No extra insurance needed. Available on all tiers.

Signature and Premium add travel coverage on top:

Baggage Delay Coverage: If your checked bags don’t arrive when you do, you’re covered up to $500 per event.

Baggage Loss Coverage: If your luggage is confirmed lost by the carrier, coverage goes up to $1,000 per event.

Travel perks on Signature and Premium

Visa Digital Concierge: Available on all tiers globally. A personal assistance service for travel, dining, entertainment, restaurant reservations, event tickets, and more. Available 24/7.

Visa Luxury Hotel Collection: Signature and Premium cardholders get access to a curated portfolio of premium hotels worldwide, with perks including best available rate guarantee, room upgrades, complimentary breakfast, extended checkout, and VIP guest status.

Visa Airport Companion: Signature and Premium cardholders get access to VIP lounges, dining discounts, and airport amenities across 460+ international airports in 141 countries.

Lounge access allows entry to VISA lounges only. Entry is permitted through the card, but lounge usage fees apply and are payable by the cardholder.

Self-custodial. Always.

This is the part that matters most, and the part every other crypto card gets wrong.

When you spend on a traditional crypto card, the platform holds your funds. You’re trusting them with your assets until the moment of conversion.

With Tria, your assets stay in your self-custodial wallet until the exact moment you spend them. No platform holds your keys. No custodian sits between you and your money.

Full spending power. Full ownership. No tradeoff.